Xformative Payment Systems is a late stage start up that was conceptualized and established to offer card based and payment product capabilities associated with healthcare and benefits. The business is entering its growth phase and will be expanding beyond its current markets. At XPS, every member of our small, agile team can drive and create impactful work. Our flexible and fully remote work setup allows you to balance your professional and personal life seamlessly while contributing to our exciting growth journey.
We are hiring a Fintech Software Engineer into our growing technical team. The Fintech Software Engineer is responsible for designing, developing, and delivering high-performance, scalable software solutions in the financial technology domain. The role focuses on building secure, reliable payment systems, integrating financial services, and enhancing the user experience through seamless APIs and backend infrastructure. The role also involves owning a subset of the platform and driving its development, maintenance and ongoing improvement.
POSITION DUTIES/RESPONSIBILITIES:
- Software Development: Own the architecture for a significant component or collection of services. Develop, and maintain financial software solutions with a strong emphasis on payment systems, transaction processing, and integration of financial services. Establishing oneself as a go-to resource for specific components or architectural areas.
- API Design and Development: Design and build scalable, secure, and efficient APIs for customer-facing and internal financial services, with a focus on reliability, performance, and data security.
- Backend Engineering: Develop distributed backend systems with high-availability, fault tolerance, and security, using technologies like Node.js, TypeScript, and event-driven architecture.
- Collaboration & Agile Development: Work closely with cross-functional teams including product, design, and operations to deliver features, meet deadlines, and ensure smooth releases in an Agile environment.
- Monitoring and Support: Implement and maintain monitoring, logging, and alerting systems using AWS CloudWatch and other relevant tools. Monitor system performance and ensure optimal resource utilization.
- Incident Management and Resolution: Respond to system incidents, diagnose issues, and resolve them promptly. Perform post-mortem analyses of incidents to prevent future occurrences.
- System Integration: Design and implement integrations with third-party financial services and payment gateways (e.g., ACH, credit card processing, digital wallets)
- Code Quality and Testing: Ensure high-quality code through automated testing, peer reviews, and continuous integration practices. Champion coding standards and best practices across the team.
- Security and Compliance: Ensure systems comply with security policies and industry standards like PCI-DSS.