Software Engineer II, Back-end Card Management & Transaction Processing - name

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Affirm Card is one of the company’s fastest-growing products and an increasingly significant contributor to overall platform GMV. Our team builds and operates the systems behind every card issued at Affirm and every transaction processed across Affirm ’s card products, including the Affirm Card and one-time virtual cards. We own the core issuing and processing infrastructure powering authorization, transaction processing, account and card lifecycle management, tokenization, and platform security.

As Affirm continues to expand its card offerings, the scale, complexity, and reliability requirements of our systems continue to grow. You will work on systems that sit directly on the critical path of every card transaction, collaborating closely with product and cross-functional partner teams. This is a unique opportunity to help shape some of Affirm ’s most strategic and fastest-growing products while solving complex engineering challenges at scale.

What You'll Do

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• You have strong ve