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Primary Location: United States (US) - Iowa - Johnston Function: Technology (CA) Title: Senior Software Engineer - 119841 Onsite/Remote: Onsite Position
Your Responsibilities
As a Staff Software Engineer – Revolving Credit & Merchant Experience for JD IT Financial located in Johnston, IA , you will provide technical leadership across multiple teams and initiatives, with accountability for system design, engineering excellence, and long-term platform evolution. Additionally, you will:
- Define and drive end-to-end technical architecture for revolving credit and merchant experience platforms, ensuring scalability, resilience, security, and regulatory compliance across backend, frontend, and cloud infrastructure
- Lead design and evolution of core backend systems built with Java and Node.js, supporting complex financial workflows including credit origination, underwriting, merchant onboarding, payments, pricing, and servicing lifecycle management
- Establish architectural direction for customer-facing applications using React and Next.js, ensuring high performance, accessibility, consistency, and seamless user experiences across merchant and credit journeys
- Drive early technical discovery and decision-making, evaluating architectural options, identifying risks, aligning trade-offs, and providing clear technical direction to enable predictable delivery by engineering teams
- Own cloud architecture and operational strategy on AWS, defining reference architectures and best practices leveraging services such as ECS/EKS, Lambda, API Gateway, DynamoDB, RDS, SQS/SNS, with a strong focus on reliability, security, observability, and cost optimization
- Partner closely with Product, Design, Risk, Compliance, and Business leaders to translate complex business and regulatory requirements into cohesive, scalable technical solutions that balance innovation, speed, and risk
- Define and enforce security and compliance standards, ensuring secure handling of financial data through strong authentication and authorization models, encryption strategies, PCI compliance, auditability, and defense-in-depth practices