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Senior Software Engineer, Fiat Payments & Banking Infrastructure

Software Engineer, Fiat Payments & Banking Infrastructure

Design and build secure, resilient, and highly scalable banking infrastructure for fiat payment systems, leveraging expertise in Python, Machine Learning, AWS, and Node.js.

About the role

About the Job

zerohash is looking for a Senior+ Software Engineer to architect and build our fiat payment systems, scaling our gateway to Finance 2.0. We are a high-performing team looking for an equally ambitious and driven teammate. The right candidate for this position is detail-oriented, deeply technical, and driven by the challenges of complex financial systems. You are eager to build secure, resilient, and highly scalable banking infrastructure. If you are looking to have a massive impact in a high-growth startup bridging the gap between traditional finance and digital assets, you will find this role uniquely challenging and rewarding.

Role Objectives & Focus

This senior-level role focuses intensely on the backbone of our financial infrastructure:

  • Fiat Payments: Building and maintaining robust fiat rails such as ACH, RTP, FedNow, RFP in the US, and SEPA in Europe.
  • Banking Infrastructure: Direct API integrations with top-tier banking partners.
  • Treasury Management: Developing sophisticated software to autonomously manage and reconcile balances across banking networks.
  • Operational Tooling: Creating internal tooling to streamline financial operations and scale our capacity to handle millions of transactions securely.

Responsibilities

  • Lead the architectural design and hands-on development of our global fiat payment rails (ACH, RTP, FedNow, Request for Pay, and SEPA).
  • Architect, implement, and scale seamless API integrations into our banking partners' systems.
  • Design and build robust treasury management software for internal operations, allowing programmatic liquidity management and automated balance transfers between partner banks.
  • Develop robust internal operational tooling to support reconciliation, automated alerts, financial operations, and compliance reporting.
  • Support the company's vital business by contributing to the design and development of software in an event-driven microservices environment.
  • Develop microservices, primarily utilizing Golang.
  • Work closely with platform engineers to set up new services and scale existing infrastructure.
  • Respond to production issues and alerts, ensuring high availability of our payment gateways.
  • When necessary, communicate directly with banking partners and client technical teams to resolve complex integration issues.

Requirements

  • 7+ years of software engineering experience, specifically focused on Payments, FinTech, or Banking-as-a-Service (BaaS) infrastructure.
  • Deep proficiency with Golang in a production environment.
  • Extensive understanding of traditional fiat networks and clearing systems (e.g., ACH, RTP, FedNow, SEPA, Swift).
  • Strong expertise in SQL and complex database schema design for high-throughput, ACID-compliant financial ledgers.

Skills

pythonmachine learningawsnodejs
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Companyname
DepartmentEngineering
LocationUnited States
Experience7+ years
Tenurefull-time
LevelSenior

Posted June 6, 2026

Senior Software Engineer, Fiat Payments & Banking Infrastructure | OpenTalent