Senior Mobile Engineer - name

Join the Tilt team

At Tilt , we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide , we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

The Opportunity: Senior Mobile Engineer, Thrive

The Thrive team owns Tilt 's credit products — the financial tools that help users grow their purchasing power and build stronger credit standing over time. We run two products: Thrive, a credit-building line of credit that can grow to $1,200+ through responsible use and reports directly to credit bureaus; and cash advance, which gives users flexible access to funds when they need them most. These aren't experimental bets — they're live products with real users, real compliance obligations, and real room to grow. Our next chapter is a unified product experience: eliminating the seams between our offerings so users move through one seamless journey, getting the right product for their situation without having to think about it. Getting there requires validating the right product constructs through focused experimentation before committing to full implementation. You'll lead that work on iOS. The team is lean and high-ownership — a staff iOS engineer, an Android engineer, and you. This is a net-new role created by expanded investment in both products simultaneously, not a backfill. Within 6–12 months, as our staff iOS engineer takes on broader platform responsibilities, you'll own the full iOS surface for both products. Travel for company offsites is expected at a minimum 2 times a year.

How You'll Make an Impact

Drive the application and approval funnel: Own the iOS experience across our credit products — optimizing conversion rates, improving funnel performance, and continuously raising the bar on how users move from application to active product use.

Run experiments that advance the unified product vision: Test different product constructs and UX approaches that move us toward a single, seamless credit experience. You'll work from hypothesis to signal, validating what actually works before we scale it.

Operate at the outcome level: You'll be handed a metric — say, 40% conversion — and expected to improve it through your own problem-solving. That means working with design and product to identify the right levers, not waiting for a spec that tells you exactly what to build.

Hold the line on precision in a regulated product: Errors in credit products don't just create bugs — they trigger compliance requirements: corrective notices, potential fee refunds, regulatory exposure. Your attention to detail is as much a product requirement as your engineering skill.