Senior Machine Learning Engineer (Earnings)
EarnIn is seeking a Senior Machine Learning Engineer to lead algorithmic marketing initiatives from its Bengaluru office. This role involves designing, building, and A/B testing ML models to optimize marketing spend and improve ROI for user acquisition and lifecycle marketing. The engineer will apply machine learning and statistical techniques to analyze data and drive data-driven decisions.
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
EarnIn is undergoing transformative investments in machine learning products, algorithms, and platforms. We seek highly skilled and experienced ML engineers to start and lead our algorithmic marketing initiatives from our India office in Bengaluru. You will apply machine learning models, statistical techniques, experiment design, and data analysis to optimize marketing spend on user acquisition and retention, ensuring the most efficient use of resources. You will be a catalyst for our healthy and growing business, creating first-of-a-kind success stories for marketing through machine learning. This position will be a hybrid from our Bengaluru office as part of our expanding site location with 2 days a week in the office. EarnIn provides excellent benefits for our employees including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.
Posted June 3, 2026