About Us
We are a U.S.-based fintech platform founded in 2021, focused on modernizing and digitizing the lending and payments ecosystem. We operate a multi-lender lending platform and are expanding into payments and financial infrastructure. Our roadmap includes complex underwriting workflows, multi-party application flows, role-based systems, API-driven integrations, and money movement infrastructure.
We’re looking for a Senior Full Stack Developer who thrives in backend-heavy fintech systems and can build scalable, secure, API-driven architecture while supporting front-end development as needed.
If you enjoy solving real-world financial logic problems, integrating third-party services, and building structured systems inside AWS — this role is for you.
What You’ll Be Doing
Backend (Primary Focus)
- Designing and building scalable backend services using PHP (Laravel)
- Developing and maintaining RESTful APIs for internal and external integrations
- Loan origination workflows
- Offer presentation logic
- Funding and settlement flows
- Payments and money movement
- Role-based permissions and application assignment
- Integrating with third-party APIs (lenders, payment processors, KYC providers, credit bureaus, etc.)
- Designing clean database architecture in MySQL
- Writing optimized queries and ensuring data integrity
- Implementing secure authentication & authorization (JWT, OAuth, role-based access)
- Handling asynchronous processes, webhooks, queues, and background jobs
- Writing unit and integration tests for backend services
- Refactoring legacy code for scalability and maintainability
- Participating in architectural discussions and technical planning
Frontend (Secondary Support)
- Supporting development in React.js
- Building and maintaining API-connected UI components
- Working with existing design systems and UI structure
- Ensuring proper state management and API consumption
- Debugging cross-stack issues (frontend ↔ backend)
System & Infrastructure Responsibilities
- Working within AWS infrastructure (EC2, RDS, S3, IAM, etc.)
- Understanding deployment workflows and environment separation (dev / staging / production)
- Collaborating with DevOps on CI/CD pipelines
- Ensuring performance, security, and monitoring standards are met
- Supporting system scalability and uptime
Fintech-Specific Responsibilities
- Sensitive PII (SSNs, EINs, banking data)
- Loan calculations and APR logic
- Funding disbursement and reconciliation
- ACH/card payment processing logic
- Status-driven workflows (multi-stage application lifecycle)
- Ensuring compliance-conscious development (data protectio