Senior Data Scientist

About the Role

Monzo is on a mission to make money work for everyone, building a fair, transparent, and delightful bank. We are seeking a Senior Product Data Scientist to join our rapidly growing team. With over 11 million customers in the UK, Monzo is expanding its product offering, including personal and business bank accounts, joint accounts, accounts for 16-17 year olds, kids accounts, and credit cards, alongside savings, investments, and pension services.

You will play a crucial role in supercharging user engagement and contributing to our data-driven culture, where powerful, real-time analytics empower business decisions. Our data infrastructure is centralized and user-friendly, with 90% of day-to-day data-driven decisions covered by self-serve analytics through Looker, allowing data scientists to focus on high-impact business questions and analyses.

What you’ll be working on

You will be embedded in a cross-functional product squad, working alongside engineers, designers, marketers, and product managers. Monzo is expanding across various Data Science teams, including Borrowing, Growth, Payments, Fincrime, Wealth, and Core. While team allocation occurs after the interview process, we aim to match your skills and aspirations with the most suitable role.

Your day-to-day responsibilities include:

• Applying your expertise in quantitative analysis, data mining, and data presentation to understand user interactions and inform product strategy.
• Guiding product teams to measure key metrics and initiating or assisting with A/B experiments to drive continuous improvement.
• Collaborating with the finance team to develop a unified, company-wide understanding of user lifetime value and the impact of various product features on profitability.
• Liaising with engineers to ensure the collection of appropriate data for relevant business insights.

You should apply if:

• You are impact-driven and eager to make a positive impact on the company, product, users, and colleagues.
• You are commercially minded and can translate numbers into business perspectives.
• You are comfortable with both hands-on execution and strategic thinking.
• You possess a self-starter mindset, proactively identifying and addressing issues and opportunities.
• You are a team player whom colleagues can rely on.
• You have a solid grounding in SQL and preferably Python.
• You have experience in conducting large-scale A/B experiments.

What’s in it for you:

• Salary: £80,000 to £95,000 + Incentive Awards tied to your performance + Benefits.
• Relocation assistance to the UK and visa sponsorship available.
• This role can be based in our London office, or distributed working within the UK (with ad hoc meetings in London).
• Flexible working hours.
• Learning budget of £1,000 a year for books, training courses, and conferences.
• Opportunity for part-time work arrangements.