Senior Data Scientist (Credit)
Moniepoint is looking for a Senior Data Scientist (Credit) to build models, experiments, and insights for consumer lending decisions. This role involves developing and deploying credit scoring, affordability, and behavioural models, designing experiments to optimise rates, and partnering with product teams to embed decision logic into real-time systems. The ideal candidate will have 5+ years of experience in data science within financial services and proficiency in SQL, Python, or R.
At Moniepoint, data is at the core of everything we do. We are a customer-centric company, and your work will enable our teams to make informed, data-driven decisions that directly impact the success of our business. We are seeking a data-driven, impact-oriented Senior Data Scientist to power Moniepoint’s consumer lending decisions at scale. You will build the models, experiments, and insights that shape how we acquire, underwrite, and retain millions of customers across Nigeria and Africa.
This role is pivotal in driving our pricing, credit limit modelling, and credit model deployment strategy in a growing business with unparalleled opportunities to give access to millions of customers. You’ll collaborate with our amazing Consumer Credit team and drive how we think about risk ranking, product offering, and data infrastructure to create the best personalised offers for our customers. You’ll be responsible for building our first suite of credit risk models and help drive a culture of how we should think about machine learning vs more traditional methods - bringing fresh thinking to inspire both the team and our customers.
Sitting at the intersection of data science, credit risk, and product, you’ll translate complex data into actionable decisions that drive growth with healthy portfolio performance.
Posted June 3, 2026