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Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment.
What this opportunity involves
While each project involves unique tasks, contributors may:
- Design and evaluate rule application scenarios — reading a real compliance artifact (advertisement, disclosure, policy) against a specific regulation and citing the exact subsection that applies or is violated;
- Write OFAC/sanctions alert disposition cases with structured false-positive reasoning documentation, and escalation scenarios where a transaction must be blocked and reported;
- Build quarterly compliance testing scenarios: sample selection methodology, test design, findings documentation, and examiner-ready conclusion memos;
- Create Regulation E dispute eligibility cases applying the exact timing windows — 2-day, 60-day, and investigation windows — to specific dispute fact patterns, including liability tier and provisional credit obligations;
- Draft examiner request response scenarios testing completeness, format precision, and cover memo quality;
- Develop policy gap identification cases where the bank's internal policy is silent on a regulatory requirement, contradicts the regulation, or has not been updated to reflect a recent change;
- Design material-change impact analysis cases: identifying which internal policies, customer disclosures, training modules, and systems are affected by a regulatory update;
- Author audit finding remediation tracking scenarios with pattern recognition across a findings register (recurring findings, slipping dates, department-level patterns);
- Document all test cases with verified regulatory citations to the specific CFR subsection — never approximated, never fabricated.
What we look for
This opportunity is a good fit for U.S. banking compliance professionals, former federal examiners, and banking-regulatory attorneys open to part-time, non-permanent projects. Ideally, contributors will have:
- Degree in Finance, Law, Business, Economics, or related field — or equivalent professional experience; no specific degree is required if credentials (CRCM, CAMS) or examiner background are present;
- 3+ years of hands-on U.S. consumer banking compliance experience at a bank, consulting firm, or regulatory agency;
- Citation discipline as a non-negotiable habit — able to identify the exact CFR subsection that applies and flag uncertainty rather than approximate;
- Working knowledge of U.S. consumer protection regulations: Regulation Z (Truth in Lending / TILA), Regulation E (Electronic Fund Transfer Act), Regulation B (ECOA), UDAAP, and related rules;
- Familiarity with OFAC