Senior Back End Engineer - DE Tech - iwoca

Senior Back End Engineer - DE Tech

Hybrid in London / Remote within the UK

We’re looking for a Senior Back End Engineer to build the systems that power iwoca ’s German business.

You’ll join one of the engineering teams focused on our German market, a cross-functional group that builds the proprietary tools (like our CRM) that our German operations staff use every day. You’ll own high-impact projects from the ground up, using your technical experience to improve how we serve small businesses while also helping to level up the wider engineering team.

The company

Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.

That's why we built iwoca . Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed.

We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.

The team

The DE Tech team is a growing engineering team consisting of three smaller cross-functional teams. The teams build and maintain various systems – including tools for underwriting, notifications, and account management – that power iwoca ’s German market. They support more than 300 colleagues across sales, credit, and collections who rely on these tools every day.

As the German business grows, these teams are moving beyond small improvements and into reworking how work is done. By reducing manual steps and improving how information flows through the company, they directly influence how quickly other teams can act, how reliably iwoca can support its customers, and where we can most effectively spend human effort.

The role

You’ll work on the systems that both internal and external teams rely on to serve customers. You’ll take engineering work from an initial problem through to delivery and see the outcome in daily use. You’ll design and build back-end services that support core operational workflows, including customer communication, underwriting, and collections.

Simplify workflows: You’ll decide when and what to automate, translating operational needs into reliable code that reduces manual effort.

Evolve the architecture: You’ll identify ways to modernise our systems, managing trade-offs to keep them dependable as they scale.

Advocate for quality: You’ll be a sounding board for the team, using code reviews and design sessions to ad