Senior Analyst - Enterprise Risk

Nium, the Leader in Real-Time Global Payments

Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the role :

As a Senior Analyst in the Enterprise Risk team, you will play a key role in assessing and monitoring enterprise and operational risks, strengthening business process controls, and providing meaningful risk insights to senior management and risk committees. You will work

closely with business, compliance, finance, treasury, and audit teams in a dynamic fintech environment

Key Responsibilities:

• Conduct Risk and Control Self-Assessments (RCSA)for key business and operational processes across payments, cards, compliance, finance, and treasury.
• Design, document, and assess Business Process Controls, including control design and operating effectiveness.
• Identify and assess inherent risks, control gaps, and residual risks across end-to-end processes.
• Support the development and maintenance of the Enterprise Risk Register and risk taxonomy.
• Perform thematic and deep-dive risk reviews on emerging and priority risk areas.
• Analyze incidents, losses, audit findings, and control failures to identify trends and root causes.
• Design, monitor, and report Key Risk Indicators (KRIs)aligned to business risk appetite.
• Support control testing, issue management, and remediation trackingto closure
• Prepare risk dashboards, management reports, and committee packs for senior management and Board-level forums.
• Partner with first-line teams to strengthen process documentation, governance, and control culture.
• Contribute to regulatory-driven risk programmes such as DORA, operational resilience, outsourcing risk, and ICT risk

Requirements:

• 4–5 years of experience in Enterprise Risk, Operational Risk, Internal Audit, or Business Process Controls within financial services or fintech.
• Strong hands-on experience in Business Process Controls, including Control design and documentation for end-to-end processes, Identification of key controls and control gaps, Testing of control design and operatin