onsite
Manager, Credit Analytics - OneMain Financial
Software Engineer
Lead credit analytics initiatives to optimize underwriting, pricing, and risk appetite, driving revenue growth and loss mitigation through data-driven strategies and advanced statistical modeling.
About the role
Key Responsibilities
- Develop and refine credit risk models to support approval/decline decisions, loan amount assignment, term selection, and pricing.
- Collaborate with cross-functional teams to integrate model outputs into underwriting workflows and pricing engines.
- Analyze portfolio performance, identify trends, and recommend adjustments to risk appetite frameworks.
- Lead data extraction, cleaning, and analysis using SQL and Python to generate actionable insights.
- Present findings and model performance metrics to senior leadership, translating technical results into business impact.
Requirements
- 5+ years of experience in credit risk analytics, underwriting, or related fields.
- Proficiency in statistical modeling, machine learning techniques, and data manipulation with SQL and Python.
- Strong analytical mindset with the ability to translate complex data into clear business recommendations.
- Excellent communication skills and experience presenting to executive stakeholders.
- Knowledge of regulatory requirements and industry best practices in credit risk management.