onsite
Lead - Data Science & Growth Analytics - Stashfin
Data Scientist
Lead data science initiatives to drive growth, credit modeling, and customer lifecycle optimization using advanced analytics, ML, and LLMs across risk, product, and growth domains.
About the role
Key Responsibilities
- Lead the design and implementation of acquisition scorecards, behavioral models, and risk segmentation frameworks to support credit and risk decisions.
- Build and refine probability of default (PD), loss given default (LGD), and credit cost models, ensuring alignment with portfolio profitability goals.
- Collaborate with Risk teams to optimize approval rates versus gross credit loss, driving champion‑challenger and model recalibration strategies.
- Develop propensity and intent models to identify high‑value acquisition opportunities and improve conversion rates across the customer journey.
- Apply large language models (LLMs) and advanced machine learning techniques to scale acquisition, enhance customer segmentation, and uncover actionable insights.
- Present findings and recommendations to cross‑functional stakeholders, translating complex analytics into clear business impact.
Requirements
- Proven experience leading data science projects in credit risk or growth analytics.
- Strong proficiency in Python, SQL, and machine learning frameworks.
- Hands‑on expertise with credit risk modeling (PD, LGD, credit cost) and model governance.
- Experience deploying LLMs or advanced NLP techniques for business use cases.
- Excellent communication skills and ability to influence decision makers across product, risk, and growth teams.
Skills
pythonmachine learningsql