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Credit Risk Analytics Intermediate Analyst - Citi
Software Engineer
Intermediate analyst focused on credit risk strategy for US Consumer Cards, driving segmentation, underwriting, and PnL optimization using data analytics and machine learning tools.
About the role
Key Responsibilities
- Develop and refine risk segmentation models to support underwriting and line‑of‑credit decisions.
- Design and implement credit risk strategies that align with portfolio performance and regulatory requirements.
- Collaborate with cross‑functional teams to integrate risk insights into product and pricing decisions.
- Analyze portfolio performance, identify drivers of PnL, and recommend optimization initiatives.
- Build and maintain analytical models using Python, SQL, and machine learning techniques.
Requirements
- Bachelor’s degree in Finance, Economics, Statistics, or related field.
- 2–4 years of experience in credit risk analysis or related quantitative role.
- Strong analytical skills with proficiency in Python, SQL, and data visualization.
- Experience applying machine learning methods to credit risk problems.
- Excellent communication skills and ability to work collaboratively across teams.
Skills
pythonsqlmachine learning