Cards Portfolio Management Specialist

We’re Hiring | Cards Portfolio Management Specialist
📍 Location: Riyadh, Saudi Arabia (On-site)
📄 Contract: 12 Months (Extendable)
🏦 Division: Retail Banking – Cards & Payments

We are looking for a results-driven Cards Portfolio Management Specialist to lead strategic initiatives across key portfolio KPIs including activation, spend, authorization, and balance growth.
This role is ideal for someone passionate about data-driven decision-making, customer engagement, and portfolio optimization within the cards and payments ecosystem.

🔹 What You’ll Do
Analyze portfolio trends to improve activation, usage, and retention
Drive credit card portfolio growth aligned with business goals
Lead end-to-end campaign execution to increase spend and balances
Develop pricing strategies, installment plans, and revenue streams
Design lifecycle campaigns and customer engagement programs
Collaborate with internal teams and external partners
Implement segmentation, targeting, and personalized offers
Track campaign performance and provide actionable insights
Ensure compliance with regulatory and governance standards
Support financial planning, forecasting, and performance tracking

🔹 What We’re Looking For
🎯 Strong track record of delivering results against KPIs
💡 Innovative mindset with a customer-first approach
🤝 Excellent stakeholder management and collaboration skills
📊 Strong analytical and data interpretation capabilities
📈 Experience in campaign management and portfolio analytics
💬 Effective communication and client-facing skills
🛠 Proficiency in Excel, PowerPoint, and analytics tools

🔹 Preferred Background
Experience in credit cards, payments, or digital engagement
Knowledge of Cards P&L, loyalty programs, and revenue optimization
MBA or relevant advanced degree
Arabic language skills (preferred)
✨ Why Join?
Be part of a high-impact role where you’ll shape portfolio strategy, drive growth, and work on cutting-edge campaigns in a dynamic banking environment.