Analyst, Identity & KYC

About the role

We are hiring for an Analyst to support identity and KYC risk strategy on our Financial Crimes & Identity team. As our Analyst, you will help strengthen how we detect and prevent fraud across the customer lifecycle, from onboarding through ongoing monitoring. You’ll work closely with cross-functional partners to improve identity verification, risk decisioning, and overall member experience while keeping Chime safe from financial crime.

The base salary offered for this role and level of experience will begin at $93,000.00 and up to $128,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Support the development and refinement of risk strategies across KYC, identity verification, and onboarding controls
• Contribute to decisioning frameworks, policies, and thresholds to manage financial crimes and identity risk
• Partner with Product, Engineering, Compliance, Operations, and Member Services to implement risk strategies into workflows and systems
• Analyze trends, emerging typologies, and control performance to identify opportunities for improvement
• Participate in evaluations of identity verification vendors and solutions, including testing and optimization
• Support audits, regulatory exams, and remediation efforts related to KYC and identity controls
• Help improve operational efficiency by reducing friction and manual review through better strategy and process design

To thrive in this role, you have

• 3+ years of experience in Financial Crimes (AML, KYC, Sanctions, Fraud), preferably in digital/online onboarding environments
• Experience contributing to risk strategy, policy, or control frameworks
• Familiarity with identity verification and customer onboarding controls
• Exposure to fraud detection strategies and scoring logic used to assess risk
• Experience supporting audits, regulatory exams, or remediation efforts
• Knowledge of financial crime typologies in digital/mobile banking environments
• Strong analytical, written, and cross-functional communication skills

#LI-EI1 #LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financi