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Assessing your cultural and operational fit
Global Payments
As a programmer turned entrepreneur and a humanitarian, I am committed to building inclusive, democratic products that contribute to a more livable future. My career has been dedicated to making financial systems work more effectively for the underserved people. My professional background spans fintech across both engineering and leadership roles worldwide. I held engineering positions at Thales, Anatwine, Cellpoint, and Oracle before transitioning into business leadership at Nexo, Seracle, Western Fintrade, and Kiwimoney (acquired). I am the Co-Founder and Chief Executive Officer of Credible Finance, a global payment orchestration platform building an open payment stack for internet-native businesses. Through a single integration, Credible enables cross-border collections, payouts, treasury movement, and settlement across dozens of markets, currencies, and payment methods, with same-day settlement. In addition to my work at Credible, I am an active fintech investor, having provided early backing to Mudrex and Gel Credit.
Savitribai Phule Pune University
Master's Degree, Computer Programming
January 1, 2012 – January 1, 2015
Savitribai Phule Pune University
Bachelor's degree, Computer Science
January 1, 2008 – January 1, 2011
Kendriya Vidyalaya
12th, Science
January 1, 1996 – January 1, 2007
DeCharge Network
Advisor
August 1, 2025 – Present
Credible Finance
Co-Founder & CEO
May 1, 2024 – Present
San Francisco Bay Area
Outlier Ventures
RWA Base Camp Member
May 1, 2024 – August 1, 2024
Kiwimoney
Co-Founder & CEO [Acquired]
March 1, 2023 – December 1, 2023
Bengaluru, Karnataka, India
Nexo
Country Director - India
November 1, 2021 – March 1, 2022
Bengaluru, Karnataka, India
Blustone Legal Group
Partner
July 1, 2021 – August 1, 2022
Pune Division, Maharashtra, India
Mudrex
Investor
April 1, 2021 – Present
Western Fintrade
Managing Director
February 1, 2021 – Present
Ahmedabad, Gujarat, India
Seracle
Co-Founder & CEO
November 1, 2018 – June 1, 2024
Delaware, United States
Consulting
Blockchain Consultant
December 1, 2017 – March 1, 2018
Bangkok, Bangkok City, Thailand
Oracle
Senior Technical Staff
February 1, 2017 – November 1, 2017
Bengaluru, Karnataka, India
Zalando
Senior Technical Consultant
December 1, 2015 – February 1, 2017
Cheltenham, Great Britain
CellPoint Digital
Technical Lead
January 1, 2015 – December 1, 2015
Copenhagen, Capital Region of Denmark, Denmark
Gemalto (now Thales Digital Identity & Security)
Senior Software Engineer
January 1, 2014 – December 1, 2014
Nice, Provence-Alpes-Côte d'Azur, France
Gemalto (now Thales Digital Identity & Security)
Subject Matter Expert
December 1, 2012 – December 1, 2013
Nice, Provence-Alpes-Côte d'Azur, France
SELA Technology Solutions (India) Pvt Ltd.
Software engineer - Gemalto
September 1, 2011 – December 1, 2012
SELA Technology Solutions (India) Pvt Ltd.
Software Trainee
June 1, 2011 – September 1, 2011
HelpAge India
Volunteer
May 1, 2009 – February 1, 2011
Mumbai Metropolitan Region
CompDoc systems
Founder
April 1, 2009 – March 1, 2011
Pune/Pimpri-Chinchwad Area
Emirates Stored Payment
June 1, 2015 – Present
Test ApplePay integration with existing emirates payment systems. http://cellpointmobile.com/cases-and-news/case/emirates/
DSB - One App
June 1, 2015 – Present
Test integration of Mobile Pay payment method with exisiting DSB - One App system. http://cellpointmobile.com/cases-and-news/case/dsb/
mConsole v1.0
March 1, 2015 – Present
Administrative web interface for Payment gateways. Responsibilities: Functional & non-functional testing.
Trusted Service Manager (R&D) v4.0
August 1, 2014 – Present
Responsibilities: High Availability testing, Test planning, Design, Test environment preparation, Test execution, Reporting. Technologies: Weblogic clustering, Gemalto GWAF, Oracle DB, SoapUI pro, Linux OS.
OCJP
Oracle
June 25, 2026 – Present
ISTQB Foundation
ISTQB® - International Software Testing Qualifications Board
June 25, 2026 – Present
DELF-A1
Alliance Française de Paris
June 25, 2026 – Present
Cultural Fit Analysis
The candidate has a diverse background spanning traditional enterprise software, fintech, and blockchain. Their entrepreneurial journey (Co-Founder & CEO of multiple companies) and advisory roles indicate a proactive, innovative, and leadership-oriented mindset. The involvement in Web3 accelerators (Outlier Ventures) and direct blockchain consulting aligns well with a dynamic, forward-thinking blockchain development environment. However, the projects listed are primarily focused on testing and QA, which might indicate a different operational focus than a pure development role. The breadth of experience suggests adaptability, but the direct technical contribution in recent years is less clear from the descriptions.
Soft Skills & Operational Fit
The candidate's experience as a Co-Founder, CEO, and Country Director suggests strong leadership, strategic thinking, and business acumen. Roles involving client relationship management and sales also indicate good communication and interpersonal skills. The volunteer experience suggests community involvement. However, the provided data does not offer direct insights into stress handling, team collaboration, or specific work attitude beyond what can be inferred from leadership roles.