Senior Manager (Central Credit) at SMFG Grihashakti
AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
Experienced Risk/Credit analyst with a demonstrated history of working in the financial services industry. Skilled in digitalization ,Operations Management and mortgage Loans. Strong business development professional with a Master of Business Administration (MBA) focused in Finance, General from Punjabi University patiala.
Punjabi University
Master of Business Administration (MBA), Finance, General
January 1, 2009 – January 1, 2012
govt. rajindra college
B.COMM, commerce
January 1, 2006 – January 1, 2009
S.S.D School
commerce, commerce
N/A – Present
SMFG Grihashakti
Senior Risk Manager
January 1, 2023 – Present
SMFG Grihashakti
Cluster credit manager
December 1, 2021 – December 1, 2022
SMFG Grihashakti
Senior Credit Analyst
August 1, 2019 – December 1, 2021
SMFG Grihashakti
Credit Manager
August 1, 2018 – July 1, 2019
Religare Finvest Limited (SME Loans)
Branch Credit Manager
September 1, 2017 – August 1, 2018
Bhatinda Area, India
DHFL
Credit Manager ML & SME
August 1, 2016 – September 1, 2017
Bathinda, Punjab, India
Shriram Housing Finance Ltd.
Branch Credit Manager
April 1, 2015 – August 1, 2016
Bhatinda Area, India
HDB Financial Services Ltd.
Branch Credit Manager
November 1, 2014 – April 1, 2015
Barnala (punjab)
Fullerton India Credit Company Ltd.
Credit officer
February 1, 2013 – October 1, 2014
bathinda
Karvy Global Services
Officer
November 1, 2009 – October 1, 2012
Bhatinda Area, India
Cultural Fit Analysis
The candidate has a long tenure within the financial services industry, primarily in credit and risk management. While the experience is deep within this specific domain, there is limited diversity in project types or exposure to broader IT management responsibilities beyond financial systems. The target role of 'IT Manager' requires a significant shift from their current domain expertise, which is heavily finance-operations focused. This suggests a potential gap in direct IT management cultural fit, though their experience in digital transformation could be a bridge.
Soft Skills & Operational Fit
The candidate's experience in roles like 'Cluster Credit Manager' and 'Senior Risk Manager' suggests strong analytical, decision-making, and leadership skills. Descriptions of coordinating with internal departments and managing teams imply good operational fit and collaboration abilities. The detailed descriptions for 'Credit Officer' and 'Officer' roles highlight attention to detail, reporting, and investor relationship management.