SHAIK.MUDASSAR AHAMED

I am a Certified Fraud Examiner (CFE) and Internal Audit professional with over 5 years of hands-on experience across the banking, investment, and financial services sectors. I have conducted end-to-end internal audits for leading Saudi financial institutions, including SNB, SNB Capital, Bank Al Bilad, and Saudi Investment Bank, with a strong focus on risk assessment, internal controls, and regulatory compliance in line with SAMA requirements. My expertise includes financial, operational, and compliance audits, including AML/KYC reviews, fraud investigations, cards and payments, auto and real estate finance, procurement, collections, and core banking operations. I am experienced in developing Audit Planning Memoranda (APMs), Risk Control Matrices (RCMs), and detailed audit programs, as well as performing control design and operating effectiveness testing. I have also reviewed AML governance frameworks, customer onboarding, transaction monitoring, sanctions screening, and regulatory reporting using systems such as AM Lock and World-Check. I bring strong analytical skills in identifying control gaps, assessing system and data integrity, and delivering practical, risk-based recommendations that enhance process efficiency and strengthen governance. Proficient in audit tools such as Wolters Kluwer TeamMate, I have prepared high-quality audit reports for senior management and audit committees, coordinated closely with stakeholders, and supported the closure and follow-up of audit issues.