PAPA LAT FALL

Payment System Specialist with more than 15 years of experience in the financial sector. Solid experience in retail payment system (card, ATM, POS, Mobile, mPOS, etc.), national / regional payment systems clearing and settlement and digital financial services policy and regulation as well as oversight. Significantly worked on digital finance and financial inclusion in developing markets • Excellent knowledge of card platform architecture covering communication between entities: terminals, card management system, switch, 3rd parties, core banking system, fraud monitoring system • Acquired in-depth understanding of Visa and MasterCard technical specifications, clearing, products, site implementation and certification (SMS, Base1, Base2, Edit Package, Direct Exchange, MDS, and CIS) • Successfully worked on electronic payment systems transaction flow and process, transaction security, reconciliation Worked on Terminal Protocols ATMS (Diebold, NCR and Wincor) and POS (Thales, Ingenico) Rich experience bank management systems and solutions, bank technical project management such as migrations, new solution acquiring, network extension Extensive project management experience, skilled in grasping the big picture, conceptualizing, developing, implementing solutions, partnering closely with business leaders & stakeholders to achieve higher levels of efficiency and effectiveness • Expertise in concepts of end-to-end project planning and implementation from scope management, to activity sequencing, cost estimation, risk analysis to quality management in line with international guidelines and norms • In-depth knowledge of PCI DSS and card regulators across various countries and different geographies • Targeted Technology Solutions: Designed & delivered solutions that remedy core business issues and position the organization to reach the next level of profitability through technology introduction Participated in various phases of SDLC right from requirement analysis, effort estim