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Senior Payments Analyst @Aspire | Ex-PhonePe | NMIMS’24
I turn operational chaos into structured systems — and I have the metrics to prove it. Over the past 2+ years, I've built a career at the intersection of fintech operations, payments infrastructure, and data-driven decision-making. Today, I'm the sole technical POC for card operations across three markets (HK, SG, AU) at Aspire, a Singapore-based fintech — reconciling Visa ledgers, resolving cross-functional escalations, and building the SOPs that let support teams operate independently. Before that, at PhonePe's Share.Market, I automated CDSL sell-side monitoring, reduced manual intervention by 60%, and collaborated with Product and Engineering to ship features like Cover and Bracket Orders. And at Vedantu, I owned YouTube-driven revenue analytics for the CEO's office — building the Metabase infrastructure that drove content and sales strategy. What ties it all together: I don't just manage operations. I identify the gaps, build the dashboards, write the automations, and create the playbooks that make teams faster. Core strengths: Fintech Operations · Digital Payments · Card Operations · Capital Markets · Ledger Reconciliation · SQL · Python · Business Analytics · SOP Design · Cross-functional Stakeholder Management NISM Certified (Securities Operations & Equity Derivatives) | B.Tech CSE (AI), NMIMS Mumbai × Virginia Tech, USA Open to roles in Fintech Operations, Business Operations, or Business Analysis at growth-stage tech companies. Let's connect → ntayal106@gmail.com
SVKM's NMIMS Mukesh Patel School of Technology Management & Engineering
Bachelor's degree, Artificial Intelligence
January 1, 2020 – January 1, 2024
Aspire
Senior Payments Analyst
March 1, 2026 – Present
Bengaluru, Karnataka, India · Hybrid
PhonePe
Operations Analyst
February 1, 2025 – March 1, 2026
Bengaluru, Karnataka, India · On-site
Vedantu
Business Analyst
November 1, 2024 – January 1, 2025
Bengaluru, Karnataka, India · On-site
Vedantu
CEO’s Office
January 1, 2024 – October 1, 2024
Bengaluru, Karnataka, India · On-site
Feynn Labs
Machine Learning Intern
June 1, 2023 – August 1, 2023
Remote
Securities Operations and Risk Management(SORM) - Series VII
National Institute of Securities Markets (NISM)
June 25, 2026 – Present
Google Analytics for Begineers
June 25, 2026 – Present
AI Appreciate - AI For All
Intel
June 25, 2026 – Present
Becoming a Data Entrepreneur
June 25, 2026 – Present
Programming for Everybody
University of Michigan
June 25, 2026 – Present
Equity Derivatives - Series VIII
National Institute of Securities Markets (NISM)
June 25, 2026 – Present
AWS Certified Cloud Practitioner
Udemy
June 25, 2026 – Present
G20 Submit Quiz
MINISTRY OF EDUCATION, GOVERNMENT OF INDIA
June 25, 2026 – Present
Learning Data Analytics
June 25, 2026 – Present
Cultural Fit Analysis
The candidate has experience across different companies (Aspire, PhonePe, Vedantu) and roles, indicating adaptability. The certifications and education show a proactive approach to learning and skill development. The target role of 'Payments Analyst' aligns well with the candidate's recent experience. However, the lack of project details makes it difficult to assess diversity in problem-solving approaches or specific contributions to team environments.
Soft Skills & Operational Fit
The candidate's experience in various analyst roles suggests an ability to handle data, analyze business processes, and potentially contribute to operational improvements. The psychometric test results are not available, so a detailed assessment of logical reasoning, work attitude, stress handling, and team collaboration cannot be made.