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Senior PM @ Digio · Fintech, KYC & Applied AI · US Patent in Deep Learning · Walmart (Ninjacart), Capital One · IIT KGP
I'm a Senior Product Manager building AI-led fintech products at scale. Today, I lead the AI initiatives and KYC product portfolio at Digio — a B2B SaaS platform processing 140K+ verifications a day for 200+ enterprise BFSI clients. I own roadmap, pricing, GTM, and compliance across KYC Verification and AI services, and I shipped a no-code KYC workflow builder that drove 12%+ revenue growth while cutting engineering dependency. Before Digio, I was Senior PM at Walmart-Ninjacart, where I built Ninja Global (0→1) — a cross-border trade and supply-chain financing platform that hit ₹15 Cr monthly GMV in 2 months and supported ~$350M in annual loan disbursals. I designed the unified credit-line framework that reduced NPAs from 6% to 2% across that book. Earlier at Cogoport (Thailand & India), I built ML-powered pricing and market intelligence that unlocked ₹100 Cr+ in enterprise revenue. And at Capital One, I co-built a deep learning system analyzing 3M+ monthly transcripts to detect customer-issue zones — work that earned me a US patent (US12387059B2). Five years across India, SEA, China, and the US. Strong fluency in applied ML, credit risk, and enterprise GTM. Currently exploring Senior / Lead PM roles in fintech and AI — remote or relocation, with a particular interest in the UK, EU, Middle East, and global remote teams. Based in Bengaluru | IIT Kharagpur (Math & Computing, Dual Degree) | BITS Pilani PG in AI | US Patent Holder
Indian Institute of Technology, Kharagpur
Integrated Bachelors and Masters, Mathematics and Computer Science
January 1, 2015 – January 1, 2020
Digio.in
Product Manager 2
December 1, 2024 – Present
Ninjacart
Senior Product Manager
April 1, 2024 – December 1, 2024
Ninjacart
Product Manager
February 1, 2023 – April 1, 2024
Cogoport
Associate Product Manager
May 1, 2021 – February 1, 2023
Bangkok City, Thailand · Hybrid
Capital One
Machine Learning Engineer
June 1, 2020 – May 1, 2021
Bengaluru
CelebValley
Co-Founder
February 1, 2018 – April 1, 2020
Mumbai
Global Citizen
AIESEC
June 24, 2026 – Present
Cultural Fit Analysis
The candidate's diverse experience across product management, ML engineering, and co-founding a startup suggests adaptability and a broad skill set. However, the recent shift towards product management roles might indicate a preference away from pure engineering, which could impact cultural fit for a strictly technical ML engineering role. The target role is Machine Learning, but the majority of recent experience is in Product Management, which might not align perfectly with a hands-on ML engineering culture.
Soft Skills & Operational Fit
The candidate's resume highlights leadership in cross-functional teams, stakeholder alignment, and driving business outcomes, suggesting strong soft skills and operational fit for roles requiring collaboration and strategic thinking. Experience as a Co-Founder also indicates entrepreneurial drive and adaptability.