Product Manager with 10+ years in product development, enterprise transformation & strategic initiat
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AI & Digital Banking Leader with 16+ years of experience driving large-scale enterprise transformation, AI product development and strategic initiatives across global banking and fintech environments. Proven track record of leading end-to-end development, testing and evaluation of AI-powered tools, enabling data-driven decision making through metrics, dashboards, feedback loops and structured model optimisation. Experienced in leading cross-functional programs spanning product, technology, operations and risk improving operating model efficiency, delivery velocity and outcomes across complex banking ecosystems.
SIMSREE, Mumbai University
MMS · MBA
N/A – June 30, 2011
LIT, Nagpur University
B. Tech · Engineering
N/A – June 30, 2009
Axis Bank Ltd.
Vice President – Digital Transformation, Commercial & Retail Lending, Head of AI CoE for Lending
March 1, 2023 – Present
India
Penta/Qonto (Europe)
Head of Product – Business Banking & Payments Platforms
March 1, 2022 – March 1, 2023
India
Axis Bank Ltd.
Deputy Vice President – API Banking & Embedded Finance Platforms
December 1, 2019 – March 1, 2022
India
OneAssist Consumer Solutions
Associate Vice President – Product Head, Device Protection Products
March 1, 2017 – December 1, 2019
India
ConsultLane Business Solutions
Co-founder – Product & Tech Development
May 1, 2015 – March 1, 2017
India
Housing.com
Product – Holiday Home Products
January 1, 2014 – May 1, 2015
India
HDFC Life
Manager – Group Insurance Product
June 1, 2011 – January 1, 2014
India
Cultural Fit Analysis
The candidate's diverse experience across large banks (Axis Bank, HDFC Life), fintechs (Penta/Qonto, OneAssist), and even co-founding a SaaS startup (ConsultLane Business Solutions) suggests adaptability and a strong entrepreneurial spirit. Their involvement in digital transformation and AI initiatives aligns well with forward-thinking, innovative cultures. The breadth of roles and industries (banking, fintech, insuretech, real estate, SaaS) indicates a versatile individual capable of thriving in various organizational settings.
Soft Skills & Operational Fit
The candidate demonstrates strong leadership, strategic thinking, and cross-functional collaboration skills. Their experience in establishing governance, managing complex stakeholder environments, and driving data-driven decision-making indicates a high operational fit. The ability to mentor teams and lead AI squads further highlights their leadership capabilities.