Associate Consultant with 2+ years in Payments and FinTech domain
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A Business Analyst and Consultant with 2 year and 09 months of experience in the Payments and FinTech domain. Skilled in project coordination, stakeholder management, and documentation. Strong understanding of end-to-end project delivery, client communications, and technical implementations, including payment integrations, SDLC, debugging, testing.
Dy Patil College
Masters in Business Administration
August 1, 2023 – June 30, 2025
Indira college of commerce and science
Bachelors in Business Administration
August 1, 2020 – June 30, 2023
Wipro Limited
Associate Consultant
June 1, 2025 – Present
Pune, Maharashtra, India
Serrala center of excellence
Associate Payment analyst-BA
February 1, 2024 – May 1, 2025
Pune, Maharashtra, India
eClerx
Analyst
August 1, 2023 – January 1, 2024
Pune, Maharashtra, India
Foreign Currency Settlement System
August 1, 2023 – June 1, 2026
Foreign Currency Settlement System is Interbank payment and settlement system developed for processing foreign currency transactions, particularly in GIFT City. FCSS is designed to facilitate cross-border settlements in major foreign currencies (USD, EUR, GBP, etc.). Provide real-time gross settlement (RTGS) and payment clearing for foreign currency transactions.
CIMPLR
August 1, 2023 – June 1, 2026
CIMPLR replaces the existing IPLA component and is hosted within the bank's own environment. This setup enhances connectivity between partnered banks using SWIFT and non-partnered banks using SFMS.
EMS 2.0
August 1, 2023 – June 1, 2026
EMS is a central payment processing platform that orchestrates, validates, and routes payment transactions. Supports domestic, cross-border, and real-time payments. Integrates with multiple clearing systems, such as RTGS, FCSS and SWIFT as well. It is a payment engine middleware between the bank's internal systems and external payment networks.
Serrala Alevate
August 1, 2023 – June 1, 2026
Alevate is a cloud-based payment hub solution by Serrala which helps corporates for manual and file based payments creation and processing. Responsible for Requirement analysis, Configurations and business rules creation according to client requirement. System configurations as per change requests from client. Contributed to a payment solution that streamlined bank formats, achieving a 70% efficiency improvement. Enhanced cash flow visibility, and strengthened security, providing businesses with centralized control over payments. Requirement analysis to support Transaction Monitoring and Payment solutions.
Credit Suisse- Private Banking (eClerx)
August 1, 2023 – June 1, 2026
preparation of fund transfers, including MT-103 and MT-202, based on payment requirements and client instructions received via email, original documents, or fax. Payment investigation across various intermediary banks.
Cultural Fit Analysis
The candidate's experience across different companies (Wipro, Serrala, eClerx) and diverse projects within the payments domain (settlement systems, payment hubs, private banking) indicates adaptability and a broad understanding of the FinTech landscape. Their role as an Associate Consultant aligns well with the target role, suggesting a good cultural fit for a consulting environment that values problem-solving and client interaction. The ongoing MBA also shows a commitment to continuous learning and professional development.
Soft Skills & Operational Fit
The candidate demonstrates strong communication and stakeholder management skills through their experience in client meetings, requirements elicitation, and coordination with technical and testing teams. Their involvement in UAT and regression testing, along with bug tracking in Jira, indicates a good operational fit for roles requiring meticulous execution and collaboration within an Agile framework. The experience in fast-paced financial environments suggests good time management and stress handling.