AI is analyzing your overall score…
Identifying your key strengths…
Evaluating your skill match against the job requirements…
Assessing your cultural and operational fit
CTO/CIO/ Digital Technology Transformation & Delivery - BFSI / Portfolio & Program Management / IT Service Delivery / Business & Technology Advisory / Consulting/ Start-up & Captive / P&L Management/ Running Enthusiast
CTO / CIO specializing in building end-to-end Digital Business and capabilities (Transformation, Product Strategy, PMO & IT Service Delivery) in Financial Services domain. Proven hands-on track record of incubating, developing & delivering large complex digital projects, innovative customer facing digital assets and scalable cross platform product distribution channels (mobile, cloud and social media) for General & Life Insurance, Lending, Housing Finance and Mutual Funds business lines. Highly collaborative IT / business leader & innovator, solving complex enterprise level customer problems through design led thinking, process engineering and automation. Effective influencer, well networked and communicator, persistently interacting with customers, research agencies and digital start-ups to identify and implement new digital disruptions and transformational business processes leading to a holistic digital customer experience. Highly successful in implementing business process improvements, defining business direction, achieving P&L goals. Areas of Expertise Technology Delivery & service Management IT Strategy & Technology Leadership Loan Origination Systems (LOS) & Loan Management Systems (LMS) Data & Analytics (Databricks, Data Lakes, BI) Cloud Platforms (AWS, Hybrid Infra, DR) API Platforms & Partner Ecosystem Integration Cybersecurity & Compliance (RBI/NBFC) Application & Digital Platform Modernization Infrastructure & Network Management Project/Portfolio Management (PMO, Agile, DevOps) Vendor & Partner Ecosystem Management Effective Communicator & Excellent Storyteller- Simplifying complex business issues through experiential learning and real life examples. Entrepreneurial & Business Start up : Technology Captive unit, Innovation Lab, Digital Products & services (Web, Mobile apps & iTV platforms) Operational Management : process optimization and cost red
Indian School of Business
Leadership development Programme
August 1, 2023 – February 1, 2024
Harvard business Impact
Leadership Development Program
June 1, 2022 – December 1, 2023
Leeds Beckett University
Master of Business Administration (M.B.A.), International business, Corporate Strategy, Consumer Marketing, Operations Management, MIS.
N/A – Present
Indian Institute of Management, Calcutta
Executive Management Development, Leadership and Team building
N/A – Present
Delhi University
Bachelor of Commerce (BCom), Business Administration and Management, General
N/A – Present
Aptech Computers New Delhi
Advanced Diploma in Software Engineering, Computer Software Engineering
N/A – Present
St. Xavier's School, New Delhi
High School, Physics, Chemisry, Biology, Mathematics
N/A – Present
Aditya Birla Capital
Chief Technology Officer - Housing Finance Limited
April 1, 2025 – Present
On-site
Aditya Birla Capital
Senior Vice President Digital Technology Transformation
June 1, 2022 – March 1, 2025
On-site
Aditya Birla Capital
VP & Head Digital Technology Delivery Centre (Captive)
October 1, 2019 – June 1, 2022
On-site
Bharti AXA General Insurance
Vice President - Digital Platforms & Channels
March 1, 2016 – August 1, 2019
Mumbai Area, India
ICICI Prudential Life Insurance Company Limited
Consultant (Full Time) : Digital Product Management & Delivery
September 1, 2015 – March 1, 2016
Mumbai Area, India
Professional Model Making (ProMM) IT Services
Managing Partner - Digital Technology Consultancy & Delivery
December 1, 2012 – August 1, 2015
Doha, Qatar
Mango Games Interactive Pvt. Ltd
Country Head - India ( Studio Operations, Product Delivery & Business Development)
October 1, 2011 – November 1, 2012
Bangalore
ibibo Web Pvt. Ltd. India (Tencent - MIH Joint Venture)
Associate Director - Mobile & Web Gaming Operations
April 1, 2010 – October 1, 2011
Gurgaon, India
PlayUp
Asst.General Manager - Mobile Gaming Operations
August 1, 2009 – April 1, 2010
Gurgaon, India
Sky Betting & Gaming
Asst. Operations Support Manager - Gaming, Casino & Sports Betting
January 1, 2004 – July 1, 2009
Leeds, United Kingdom
GE Capital, India
Process Developer
January 1, 2001 – June 1, 2003
Gurgaon, India
Leadership Talent Development Program
Harvard Business Impact Enterprise
June 23, 2026 – Present
Leading Edge
ISB Executive Education
June 23, 2026 – Present
Cultural Fit Analysis
The candidate's career trajectory shows a strong focus on leadership and management within large financial institutions and entrepreneurial ventures. While the experience is extensive, the target role of 'Software Engineer' appears to be a significant mismatch with their recent and primary experience as a CTO, SVP, and VP. Their background is heavily skewed towards strategic technology leadership, program management, and business development rather than hands-on software engineering. This indicates a potential cultural mismatch for a pure engineering role, though they possess a strong understanding of the technology landscape. The breadth of experience across different companies and roles (BFSI, gaming, consulting) demonstrates adaptability, but the depth in current, hands-on software engineering is not evident.
Soft Skills & Operational Fit
The candidate's extensive leadership roles indicate strong soft skills in strategic planning, team management, stakeholder communication, and driving organizational change. Their experience in setting up PMO functions and implementing process improvements (Six Sigma, DMAIC) suggests a strong operational fit for roles requiring structured delivery and continuous improvement. The focus on customer experience and data-driven decision-making aligns with modern operational paradigms.