QA Engineer with 3+ years in Payment Testing & Compliance
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Payment Testing Specialist with 4 years of experience in manual testing of banking, global payments, and digital payment platforms. Strong expertise in SWIFT MT/MX, ISO 20022, ACH, SEPA, Fedwire, CHIPS, RTGS, Faster Payments, and UPI, with hands-on experience across the end-to-end payment lifecycle. Proven capability in Functional Testing, Integration Testing, SIT, UAT, Regression Testing, API Testing, defect management, and Production Verification Testing (PVT). Well-versed in regulatory and compliance validations including OFAC, AML, KYC, PCI-DSS, NPCI, and ISO 20022 standards. Experienced in collaborating with business stakeholders, product owners, and cross-functional teams to deliver high-quality, compliant payment solutions.
Dravidian University
Master of Computer Applications · Computer Applications
August 1, 2017 – June 30, 2020
Wells Fargo
Manual QA Analyst – Payments Domain
May 1, 2025 – December 31, 2025
India
Barclays Bank
Manual QA Analyst – Payments Domain
May 1, 2023 – April 30, 2025
India
Deutsche Bank
Operations Analyst / Manual Testing & Payment Processor
December 1, 2021 – April 30, 2023
India
Cultural Fit Analysis
The candidate has worked with major international banks (Wells Fargo, Barclays, Deutsche Bank), indicating adaptability to large corporate environments and diverse project landscapes. The consistent focus on global payments and ISO 20022 migration across multiple roles suggests a strong alignment with modern financial technology trends and a willingness to engage with complex, evolving standards. The breadth of payment systems and regulatory knowledge points to a candidate who can integrate well into a team dealing with multifaceted financial systems.
Soft Skills & Operational Fit
The candidate demonstrates strong operational fit for a QA Engineer role in the payments domain, evidenced by detailed descriptions of responsibilities in payment processing, exception handling, and compliance checks. The experience in collaborating with various teams (business, product owners, risk & compliance) suggests good teamwork and communication skills within an operational context. The focus on STP improvement initiatives indicates a proactive approach to process enhancement.