Senior Card Product Management Specialist with 10+ years in Retail Banking & Data-Driven Strategies
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Assessing your cultural and operational fit
Analytics Manager with 15+ years in retail banking, specializing in driving portfolio growth, credit risk control, and data-driven product strategies. Experienced in leading propensity modeling, portfolio deepening, and decision-engine implementations that delivered measurable booking and revenue gains. Proficient in SQL, Python, SAS, OBIEE, and Power BI. Skilled in identifying potential opportunities for growing Retail (Credit Cards, Loans/Finance, and Liabilities) business, leveraging internal bank data and AECB data for best-in-class strategies.
ICFAI Business School
PGDM (Finance) · Finance
August 1, 2007 – June 30, 2009
Hindu College, Delhi University
B.A. Hons · Mathematics
August 1, 2003 – June 30, 2006
Delhi Public School, Ghaziabad
CBSE (Class XII)
June 1, 2001 – May 31, 2003
Holy Child School, Ghaziabad
ICSE (Class X)
June 1, 1999 – May 31, 2001
Emirates Islamic Bank
Manager Analytics
May 1, 2022 – Present
Dubai, Dubai, United Arab Emirates
Mashreq Bank
Senior Risk Analyst, Credit Cards
January 1, 2018 – May 1, 2022
Dubai, Dubai, United Arab Emirates
ALGOSCALE TECHNOLOGIES
Business Analyst
March 1, 2014 – December 1, 2016
India
AMERICAN EXPRESS
Lead Business Analyst
August 1, 2009 – February 1, 2014
India
Awarded Best Performing Team for quarter Q2’24
Emirates Islamic
April 1, 2024 – Present
Post Graduate Program in Data Science and Business Analytics
University of Texas at Austin
January 1, 2024 – Present
Awarded Champion for Quarter Q1'24
Unknown
January 1, 2024 – Present
Awarded Quarterly award Q3'23 for Best Team
Unknown
July 1, 2023 – Present
Awarded monthly award for November 2022
Unknown
November 1, 2022 – Present
Awarded spot reward
Mashreq
January 1, 2022 – Present
Cultural Fit Analysis
The candidate's career trajectory within reputable financial institutions (American Express, Mashreq Bank, Emirates Islamic Bank) and a consulting firm, consistently focusing on analytics, risk, and product management in the credit card domain, indicates a strong cultural fit for a specialist role in a structured banking environment. Their history of receiving multiple performance awards suggests a drive for excellence and a collaborative spirit. The breadth of experience across different organizations also points to adaptability and resilience.
Soft Skills & Operational Fit
The candidate exhibits strong leadership, stakeholder management, and problem-solving skills, crucial for a senior role. Their experience in leading policy changes, mentoring teams, and C-level reporting indicates a high degree of operational maturity and ability to drive initiatives. The focus on quantifiable results and strategic thinking demonstrates a results-oriented mindset. The candidate's background in managing complex analytical projects and translating insights into actionable policies suggests a robust operational fit within a financial institution.